Absolutely criminal what this dealership will do to make - judith.benedetti
Absolutely criminal what this dealership will do to make money.
Back in September 2023 I was asked by a friend to co-sign for him to finance a vehicle with Renfrew. Being a new immigrant to Canada he could not do it alone. I agreed, the overall deal seemed smooth. I was told it was only for 8 months by Andrew and Ken until he could build credit and take over on his own. We both signed separate sets paperwork (which I thought strange at the time) which was sent off to the credit company. Information to register the vehicle was sent in by the Andrew and Ken for us, no problem.
Fast forward a year down the line the person I co-signed for had an accident with the vehicle, the vehicle at this point was insured in his name solely(as we thought both our names were on the vehicle bill f sale) it was a complete write off, insurance would not pay. I also paid for GAP insurance, which probably will not cover the vehicle either. I was in contact with Santander the loan company. Turns out this vehicle was only ever in my name alone. He was never building credit at all. Needless to say I never would have agreed to sign as I had my own vehicle and did not need to build credit. I was flat out lied to, told I was co-signing as the Primary but he was not even on the paperwork. He even signed papers, which Andrew told me they "can't find".
So I have had to retire from my 18 year career with the RCMP and cash out my pension plan to pay for this vehicle loan. Which was never a co-sign. This is absolutely CRIMINAL!! This dealership should be shut down. It ruined my career, took away my pension and wrecked my credit. I am going to file a complaint with the Alberta Motor Vehicle Industry Council. The accident made all this information come to light or I would have filed a complaint much sooner.
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